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APPLICATION ANSWERS · E-2 FIELD GUIDE

How should the business budget be separated from the immigration budget?

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THE DIRECT ANSWER

Show investment capital and business operating costs separately from government filing charges, professional fees, and family or travel expenses. Confirm current official fees and exactly what each professional engagement covers before committing funds.

Avoid labelling every payment as qualifying capital

Ask which costs form part of the investment analysis and which are unrelated preparation expenses. Review any contractual refund or cancellation terms rather than assuming all money spent automatically helps eligibility. Keep independent commercial diligence in the budget; a payment that is substantial for the household does not, by itself, establish the required investment or confirm that the underlying business is sound.

Assess the amount against the credible cost of acquiring or launching this particular enterprise, rather than searching for a universal dollar figure. The first review should separate funds at commercial risk from legal, accounting, travel, and household expenses. Hypothetical example: a Canadian buyer of a U.S.

bicycle-parts distributor pays a large refundable deposit but has not signed the inventory purchase. The purchase price is not yet proof of committed capital if the buyer can simply recover the deposit. Review the contract’s release and default clauses before counting the amount, then budget separately for professional work and family relocation.